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Financing

Powersports
pre-approval.

Your next ride is closer than you think.

  • 30+ Canadian lenders
  • Soft check to start, no score impact
  • All credit situations welcome

On approved credit (OAC)

Rick from Joyride Motorsports holding out a set of keys

Start your application

Get pre-approved right here.

Fill in the application below and our financing team starts shopping your approval with 30+ Canadian lenders. We'll reach out within one business day.

Soft credit check only, no impact to your credit score

Takes about three minutes. Your information is secure and never shared without consent.

You're in good hands. We work with 30+ Canadian lenders to find you the best rate, even with bruised or no credit.

Prefer to talk? Call us at 587-404-7586

Approved riders

  • A Joyride customer with his new e-moto
  • A Joyride customer with his new sport bike
  • A Joyride customer with his new motorcycle
  • A Joyride customer with his new sport bike
  • A family with their new dirt bike
  • I reached out to Joyride Motorsports and almost instantly got in touch with Jacob. He and Taylor worked tirelessly to find the right bike for me and went above and beyond throughout the whole process. If anyone is looking for a sign to reach out and go get the bike you’ve been thinking about… THIS IS IT. Give these guys a call. They’ll go above and beyond to help get you into whatever you’re looking for, whether it’s local, out of town, through a dealer, or even a private sale. Couldn’t be happier with my experience. Thanks again, guys! 👌🏍️
    chris hillGoogle review · Aug 2026

From approval to adventure

What happens after you hit submit.

  1. 1

    Apply in minutes

    You just did, or you're about to. The secure application above takes about three minutes.

  2. 2

    We shop your approval

    Our financing team reviews your options with 30+ Canadian lenders.

  3. 3

    Choose your ride

    Pick the machine that fits your approval, with a payment you're comfortable with.

  4. 4

    Ride and explore

    Finish the paperwork and arrange pickup or delivery anywhere in Canada.

Financing that fits real life

Whether you're rebuilding credit, self-employed or shopping for the best rate, one application puts our team to work for you.

Your application is submitted securely to our financing team. Joyride never asks for your SIN or banking login by chat, text or email.

Will applying affect my credit score?+

The initial Equifax snapshot used for pre-approval doesn't affect your credit score. If a lender needs a full credit check later, you'll be asked for consent before it happens.

Can I get approved with bad credit or no credit?+

We work with all credit situations and over 30 Canadian lenders, including lenders who specialise in rebuilding credit. Approval isn't guaranteed and terms depend on your profile.

Do I need a down payment?+

It depends on your approval. Many customers finance without a large down payment; putting money down can lower your payments. Your exact options come back with your approval.

Are the payments on the site bi-weekly or monthly?+

Payments shown on Joyride listings are bi-weekly estimates on approved credit, before taxes and fees. Your exact payment comes back with your approval.

What do I need to apply?+

Basic personal, address and employment details. Never share your SIN or banking passwords through chat or email.

All financing is on approved credit (OAC). Approval, interest rate, term and down payment depend on your credit profile and the lender. Payments shown on listings are bi-weekly estimates and exclude taxes, fees, freight and delivery unless stated. Not every applicant will qualify for every offer. Terms.